Controls your finance team can actually trust.
Every card carries its own limit and its own restrictions. Every charge carries its receipt, its reviewer, and its audit trail. Here is the whole surface.
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Set once, at issue
A limit and an interval on every card. Merchant, country, and time restrictions where you want them.
Read all day
Active cards, spend, pending and declined charges, and the transaction behind any figure.
Filed on the way in
A reviewer, a receipt, a timestamped trail, and category rules that code the charge for you.
Five areas, one product.
Issuing and controls, the ledger, the review step, the rules that file it all, and the money behind it. Not five tools to buy and reconcile with each other.
- Spend controls
Rules that ride along with the card.
A spending limit and a limit interval are required on every card. The three restriction categories are optional and each defaults to no restriction.
5 things it does - Dashboard & transactions
Every charge, with the detail behind it.
The dashboard opens on active cards, total spending, pending charges, and declined attempts, then drills into any single transaction.
5 things it does - Approvals & review
A review step that leaves a trail.
Route transactions to the right reviewer, mark them off in bulk, and keep a timestamped record of every change.
4 things it does - Rules engine
Coding that happens before you open the spreadsheet.
Category rules match on the things you already know about a charge, then clean it up automatically.
4 things it does - Wallets, banks & payees
The money side, organised.
Cards draw from wallets, wallets fund from your connected bank accounts, and everyone you pay lives in one payee list.
5 things it does - Open Card Studio
Rather build one than read about it?
Card Studio sets a limit, picks the restrictions, and shows you the card that comes out. Nothing to sign up for.
Rules that ride along with the card.
A spending limit and a limit interval are required on every card. The three restriction categories are optional and each defaults to no restriction.
Spending limit
A dollar cap on the card, with a limit interval such as per month.
Geographic restrictions
Optionally restrict where the card can be used, based on supported controls.
Merchant restrictions
Optionally restrict the card to specific merchants, based on supported controls.
Time restrictions
Optionally set the window in which the card is active.
Freeze and cancel
Cancel a card from your dashboard when a vendor or project ends.
Every charge, with the detail behind it.
The dashboard opens on active cards, total spending, pending charges, and declined attempts, then drills into any single transaction.
Live transaction feed
Recent transactions with full filtering and export & share.
Transaction detail
Amount, status, posted date, reviewed by, merchant name, category and category code, cardholder, card type, and last four.
Receipts and proof
Receipt, attachment, comment, payment proof, activity log, and proof of delivery on each transaction.
Categories
Transaction category breakdown, plus spending analysis with daily patterns.
Statements
Total spent, total transactions, average transaction, and a full table with reference IDs for the period you choose.
Dashboard
from last month
from last month
from last month
from last month
My Cards
View All CardsTransaction Categories
All Time- Software$62,199.60(34.00%)
- Advertising$47,564.40(26.00%)
- Travel$32,929.20(18.00%)
- Supplies$23,782.20(13.00%)
Recent Transactions
| Date | Name | Amount | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| All Time | All | Search… | |||||||||
| 05/14/2026 12:16 PM | Completed | Amazon Web Services | Software | $1,284.40 | Add Memo | Engineering | Priya Nair | 4471 | Global Solns | ||
| 05/12/2026 09:40 AM | Pending | Meta Ads | Advertising | $1,850.00 | Q2 campaign | Growth | Marcus Webb | 9902 | Global Solns | ||
| 05/11/2026 07:16 AM | Completed | Delta Air Lines | Travel | $612.30 | Add Memo | Travel | Dana Cole | 3318 | Global Solns | ||
| 05/11/2026 07:11 AM | Declined | Unknown merchant | Uncategorised | $429.00 | Outside merchants | Vendors | Sam Ortiz | 7745 | Global Solns | ||
| 05/10/2026 07:05 AM | Completed | USPS | Shipping | $144.00 | Add Memo | Operations | Lena Fischer | 2210 | Global Solns |
A review step that leaves a trail.
Route transactions to the right reviewer, mark them off in bulk, and keep a timestamped record of every change.
Reviewer assignment
Assign a reviewer to any transaction from the detail view.
Review rules
Create rules that decide what needs review and who sees it.
To review / requested
Two queues so your own work and other people’s requests stay separate.
Audit trail
Timestamped logs on transactions, bank accounts, and payees.
Coding that happens before you open the spreadsheet.
Category rules match on the things you already know about a charge, then clean it up automatically.
Match on
Users, wallets, cards, merchants, or amount.
Then apply
Rename the merchant, categorize, set company or location, or add tags.
Backfill
Apply a new rule to existing transactions when you create it.
Alert rules
Get told when spend matches a pattern you care about.
The money side, organised.
Cards draw from wallets, wallets fund from your connected bank accounts, and everyone you pay lives in one payee list.
Wallets
Multiple wallets per account with available and current balance, fund transfer, and add funds.
Bank accounts
Connect accounts, verify by micro-deposit, and enable ACH on each one.
Payees
Customers, vendors, and employees in one list, importable from Excel, with per-payee history.
Merchants
Per-merchant spend rollups, with a merge action for duplicates.
Multi-company
Parent and subsidiary companies under one login, with a company switcher.
Built on
Put a card on it, with the rules already on.
Fund the wallet, set the limit, add the restrictions you want, and send the first card out today.
No charge to open an account, and no minimum. You fund the wallet with what you intend to spend, and cards draw from that.
Spend controls
Rules that ride along with the card.
Dashboard & transactions
Every charge, with the detail behind it.
Approvals & review
A review step that leaves a trail.
Rules engine
Coding that happens before you open the spreadsheet.
Wallets, banks & payees
The money side, organised.
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